Privacy Policy

1. Introduction

Welcome to Expensia ("we," "our," or "us"). This Privacy Policy explains how TechnoDevelopers & Team collects, uses, discloses, and safeguards your information when you use our mobile application Expensia and related services.

We respect your privacy and are committed to protecting your personal data. This privacy policy will inform you about how we look after your personal data and tell you about your privacy rights.

2. Information We Collect

2.1 Personal Information

• Account Information: Name, email address, and profile picture when you create an account
• Financial Data: Expense records, income data, budget information, and transaction categories
• User Preferences: App settings, currency preferences, and notification preferences

2.2 Automatically Collected Information

• Device Information: Device type, operating system, unique device identifiers
• Usage Data: App usage patterns, features used, time spent in the app
• Technical Data: IP address, browser type, time zone setting, and location data (if permitted)

2.3 Information You Provide

• Expense and income entries you manually input
• Photos of receipts or documents you choose to upload
• Feedback, support requests, and communications with us

3. How We Use Your Information

We use your information for the following purposes:

3.1 Core App Functionality

• Providing expense tracking and budget management services
• Generating financial reports and analytics
• Synchronizing data across your devices
• Backing up your financial data

3.2 Account Management

• Creating and maintaining your account
• Authenticating your identity
• Providing customer support
• Sending important account notifications

3.3 App Improvement

• Analyzing usage patterns to improve functionality
• Fixing bugs and technical issues
• Developing new features
• Conducting research and analytics

4. Data Storage and Security

4.1 Data Storage

Your data is stored on secure servers and may be processed in various countries where our service providers operate. We ensure that appropriate safeguards are in place to protect your data regardless of location.

4.2 Security Measures

• Encryption: All data is encrypted in transit and at rest
• Access Controls: Strict access controls and authentication procedures
• Regular Audits: Regular security audits and vulnerability assessments
• Secure Infrastructure: Industry-standard security protocols and infrastructure

4.3 Data Backup

We maintain secure backups of your data to prevent loss and ensure service continuity. Backup data is subject to the same security measures as your primary data.

5. Data Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personal information to third parties except in the following circumstances:

• Service Providers: Trusted third-party service providers who assist in app operations
• Legal Requirements: When required by law or to protect our rights
• Business Transfers: In connection with a merger, acquisition, or sale of assets
• With Your Consent: When you explicitly consent to sharing

5.1 Third-Party Services

Our app may integrate with third-party services for analytics, cloud storage, or other functionality. These services have their own privacy policies, and we encourage you to review them.

6. Data Retention

We retain your information for as long as necessary to provide our services and fulfill the purposes outlined in this policy:

• Account Data: Retained while your account is active and for a reasonable period after deletion
• Financial Data: Retained for up to 7 years for financial record-keeping purposes
• Usage Data: Retained for up to 2 years for analytics and improvement purposes
• Support Data: Retained for up to 3 years to provide ongoing support

7. Your Privacy Rights

You have the following rights regarding your personal data:

• Access: Request access to your personal data
• Correction: Request correction of inaccurate or incomplete data
• Deletion: Request deletion of your personal data
• Portability: Request a copy of your data in a structured format
• Objection: Object to certain processing of your data
• Restriction: Request restriction of processing under certain circumstances

To exercise these rights, please contact us at support@technodevelopers.com.

8. Children's Privacy

Our service is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

9. International Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure that such transfers comply with applicable data protection laws and that appropriate safeguards are in place.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. We will also notify you via email or app notification for significant changes.

11. Contact Information

If you have any questions about this Privacy Policy or our data practices, please contact us: